Resources for
First-Time Homebuyers

Content on this page is updated frequently, check back often!

Links and Downloads

New! Homebuyer Assistance Programs

Your state may offer assistance to first-time homebuyers including downpayment assistance or loan programs. 


A collection of downloadable documents on a range of topics for first-time homebuyers.

FAQ For First-Time Homebuyers (PDF)
Checklist for First-Time Homebuyers (PDF)

Recent News for First-Time Homebuyers

October 21, 2023
U.S. economy will benefit when the racial homeownership gap is finally closed
Only 44% of Black Americans own their home, compared to 73% of white Americans.

October 3, 2023
Charlotte Observer
The role of homeownership on Black wealth
TD Bank examines the role of homeownership on Black wealth, its history, and the obstacles that have impeded its growth.

September 11, 2023
How much owning a home really costs in the U.S.
The price of owning a home goes far beyond the initial payment after signing the contract.

September 5, 2023
Housing market predictions: The forecast for the next 5 years
Bankrate asked several industry experts to peer into their crystal balls and provide a real estate forecast for the next five years.

August 27, 2023
What Is Redlining?
Housing discrimination is deeply embedded in America’s past — and mortgage lenders are partly responsible through the practice of redlining, the practice of denying loans based on an area’s racial composition

August 14, 2023
Once you hit this credit score, ‘there’s no benefit to scoring higher,’ says expert: ‘It’s just bragging rights”
While having a perfect 850 credit score is impressive, you don’t necessarily need it to unlock the best benefits.

August 11, 2023
The Mortgage Reports
How to avoid PMI without 20% down
Here are three ways to avoid PMI without 20% down, including lender-paid mortgage insurance, piggyback loans, and no-PMI loans.

August 3, 2023
Best Housing Markets for First-Time Homebuyers – 2023 Study
To determine the best markets for first-time homebuyers, SmartAsset ranked 185 metro areas based on metrics measuring affordability, growth potential, competition and demographics.

August 1, 2023
Every Term a First-Time Homebuyer Should Know
ARM, FHA, GFE—who can afford so many acronyms in this economy?

July 28, 2023
Housing Wire
First-time buyers need to earn $64,500 to afford a typical starter home
A homebuyer in San Francisco must earn $241,200 to afford the typical “starter” home, down 4.5% ($11,300) from a year earlier.

July 24, 2023
The First-Time Homebuyer’s Guide To HomeReady Mortgages
HomeReady® is the branded name of Fannie Mae’s 3 percent down, low down payment mortgage loan. It’s an affordable mortgage program for first-time home buyers that’s also available to repeat buyers, and existing homeowners for a refinance.

Are you a first time home buyer or a homeowner?

Looking for more information? View our entire first time home buyer resource page.

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