Recent news about homeownership for property owners and first-time homebuyers.

December 16, 2023
Mortgage rates fall for third straight week, bringing some homeseekers off the sidelines
Mortgage rates have cooled in recent weeks as markets absorbed the latest economic indicators, including an improving inflation picture.

November 8, 2023
States Where Closing Costs Are Highest, Lowest
Looking to buy a home? There’s more to it than just the downpayment. Closing costs can add up, too. In fact, it can be about 2% of your home’s value. A new study from Assurance IQ provides more info.

October 27, 2023
AP News
The Biden administration is encouraging the conversion of empty office space to affordable housing
The Biden administration is launching a multi-agency effort to encourage states and cities to convert more empty office buildings into housing units, with billions of federal dollars available to help spur such transitions.

October 21, 2023
U.S. economy will benefit when the racial homeownership gap is finally closed
Only 44% of Black Americans own their home, compared to 73% of white Americans.

October 4, 2023
Opinion: Why agents are more essential than ever
Real estate agents play an integral role in today’s housing market, not just as facilitators of sales but also as educators to consumers.

October 3, 2023
Charlotte Observer
The role of homeownership on Black wealth
TD Bank examines the role of homeownership on Black wealth, its history, and the obstacles that have impeded its growth.

September 18, 2023
Give Investor-Sellers a Reason to Choose a First-Time Buyer
Read why offering tax incentives for sellers to first-time buyers could be a game-changer that makes the path to homeownership more accessible for all.

September 11, 2023
How much owning a home really costs in the U.S.
The price of owning a home goes far beyond the initial payment after signing the contract.

September 5, 2023
Housing market predictions: The forecast for the next 5 years
Bankrate asked several industry experts to peer into their crystal balls and provide a real estate forecast for the next five years.

September 4, 2023
Business Insider
Property owners are increasingly having their land sold out from under them
Home title theft, or seller-impersonation fraud — a crime where someone steals a homeowner’s identity to sell or take ownership of a property — are on the rise.

August 27, 2023
What Is Redlining?
Housing discrimination is deeply embedded in America’s past — and mortgage lenders are partly responsible through the practice of redlining, the practice of denying loans based on an area’s racial composition

August 14, 2023
Once you hit this credit score, ‘there’s no benefit to scoring higher,’ says expert: ‘It’s just bragging rights”
While having a perfect 850 credit score is impressive, you don’t necessarily need it to unlock the best benefits.

August 11, 2023
The Mortgage Reports
How to avoid PMI without 20% down
Here are three ways to avoid PMI without 20% down, including lender-paid mortgage insurance, piggyback loans, and no-PMI loans.

August 3, 2023
Best Housing Markets for First-Time Homebuyers – 2023 Study
To determine the best markets for first-time homebuyers, SmartAsset ranked 185 metro areas based on metrics measuring affordability, growth potential, competition and demographics.

August 1, 2023
Every Term a First-Time Homebuyer Should Know
ARM, FHA, GFE—who can afford so many acronyms in this economy?

July 28, 2023
Housing Wire
First-time buyers need to earn $64,500 to afford a typical starter home
A homebuyer in San Francisco must earn $241,200 to afford the typical “starter” home, down 4.5% ($11,300) from a year earlier.

July 27, 2023
Biden administration taking new actions to boost housing affordability and availability
The Biden administration on Thursday announced further steps to lower housing costs and boost supply.

July 24, 2023
The First-Time Homebuyer’s Guide To HomeReady Mortgages
HomeReady® is the branded name of Fannie Mae’s 3 percent down, low down payment mortgage loan. It’s an affordable mortgage program for first-time home buyers that’s also available to repeat buyers, and existing homeowners for a refinance.

July 24, 2023
U.S. News & World Report
What Is a Starter Home?
Learn more about how these smaller, more affordable homes fit into the current real estate market.

July 24, 2023
Realty Biz News
7 Tips for Selling Your Home
When it comes to selling your home, it’s essential to have a solid plan in place.

June 29, 2023
U.S. News & World Report
12 Mistakes to Avoid When Selling Your Home
If you want to sell your home fast and for the right price, avoid these pitfalls.

June 27, 2023
Why More People Are Paying Cash for Homes in 2023 — Should You?
You may not be surprised to read that older generations lead the way when it comes to all-cash payments and large down payments for real estate.

June 5, 2023
National Mortgage Professional
LGBTQ+ Homebuyers Need Progressive Mortgage Lenders
After 55 years, the Fair Housing Act continues to protect against discrimination in housing, but LGBTQ+ homebuyers still face frustrating challenges in their journey.

June 1, 2023
Property Action
Six Tips for Potential Repeat Homebuyers in their 60s
According to research from the National Association of REALTORS®, the average age of a repeat buyer is fifty-nine years old.

June 1, 2023
Property Action
In 2023, it’s not your parents’ housing market or, is it?
Learn about the evolving preferences of homebuyers, including millennials and older generations, who are reshaping the housing market.

May 29, 2023
Signals AZ
5 Home Improvement Projects that Pay Off
Not feeling like a big spender these days? Check out the rewards of small home improvements.

May 19, 2023
Realtors study shows value of energy efficiency, sustainability
A majority (63%) of agents and brokers said promoting energy efficiency in listings is very or somewhat valuable, according to a new report from the National Association of Realtors.

May 18, 2023
The Third Way
Different Places, Different Housing Markets
Nationwide, one-in-three American households are struggling with housing costs. But the housing story in this country is not a simple tale–different cities are experiencing different housing situations.

May 15, 2023
Chicago Magazine
NAR adds fair-housing training requirement to Realtor qualifications
The National Association of REALTORS® added a fair-housing training requirement for new and existing members. Realtor applicants must now complete two hours of fair-housing training, and existing Realtors must complete two hours.

May 13, 2023
America’s surprise revival: The suburbs
A number of demographic, housing and business trends are coming together to revive suburbs.

May 13, 2023
America’s surprise revival: The suburbs
Demographic, housing and business trends are coming together to cause a suburban boom.

February 1, 2023
National Association of REALTORS
I want to make a statement
With over 50 years in the industry, Frank Williams has played an integral part in fighting racism and championing the fair housing movement.

February 1, 2018
National Association of REALTORS
Fair Housing Made Us Free
Pedro Hernandez remembers a time before the passage of the Fair Housing Act when discrimination ran rampant in the neighborhoods of Miami, Florida.

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